against Ufone’s official UAdvance terms. Check the confirmation SMS after dialing for the exact fee on your SIM.
Out of balance and need to make a call? Ufone’s UAdvance service gives prepaid users an instant balance loan. Dial *456# and Rs. 20 lands in your account within moments. Here is exactly how it works, what it costs, and who qualifies.

Ufone Advance Balance Code
The Ufone advance balance code is *456#. Dial it from your Ufone prepaid SIM when your balance drops below Rs. 11.95 and you will receive Rs. 20 advance balance. The amount is usable for calls, SMS, and data.
Charges: What Gets Deducted
The advance is not free. On your next recharge, Ufone deducts the Rs. 20 loan plus a 30% service fee (inclusive of tax) — Rs. 6 on the Rs. 20 loan, so Rs. 26 total comes off your next top-up. Depending on your usage history, Ufone may offer higher advance tiers:
| Advance (Rs.) | Service fee (Rs.) | Deducted on recharge (Rs.) |
| 20 | 6 | 26 |
| 30 | 9 | 39 |
| 40 | 12 | 52 |
| 50 | 15 | 65 |
| 60 | 18 | 78 |
These are Ufone’s official UAdvance terms: a 30% service fee, inclusive of tax, on every loan. Your confirmation SMS after dialing *456# shows the exact fee for your SIM.
Eligibility Conditions
- Your balance must be below Rs. 11.95.
- Prepaid SIMs only. Postpaid users have a separate advance: dial *229# (Rs. 5 plus tax, added to your bill).
- You must have recharged at least once in the last 30 days.
- New SIMs must first consume at least Rs. 150 of balance before becoming eligible.
- Only one advance at a time. You cannot take another until the first is repaid through a recharge.
Method 2: Get UAdvance from the My Ufone App
If you would rather not remember codes, open the My Ufone app, go to Bill Payment, then Out of Credit Service, and tap Get UAdvance. Same loan, same charges, no USSD needed.
Frequently Asked Questions
What is the Ufone loan code?
*456# for prepaid users. Rs. 20 advance when your balance is below Rs. 11.95.
How much does Ufone advance cost?
Rs. 6 service fee (inclusive of tax) on the standard Rs. 20 advance — Rs. 26 total deducted on your next recharge.
Can postpaid users get Ufone advance?
Yes, dial *229#. A Rs. 5 plus tax charge applies on your next bill.
Why is *456# not working on my SIM?
The usual reasons: your balance is above Rs. 11.95, you have not recharged in 30 days, your SIM is too new, or you already have an unpaid advance.
How do I check my remaining advance balance?
Dial *124# to check your balance after taking the advance.


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